VISTAPLAN BLOG

If you own a business, you're probably the primary employee in the business. As such, you need to take all measures to protect yourself in case of an accident. Disability is rarely the first thought in your mind, but should you become a person with a disability, your business will suffer. Protect yourself, your employees, and your business as whole by getting disability insurance.  See more >

Life insurance is an excellent investment to protect your loved ones when you pass. When you finally decide to get life insurance, it may surprise you to know that there are several policies for you to chose from, including universal life insurance. See more >

Life insurance is essential for growing families because it provides financial protection for beneficiaries when the insured party passes. With a sound term life insurance policy, you can cover costs such as lost income, college tuition, and burial costs after you're gone. See more >

It is common for medical professionals to think about life insurance, but not as common for them to consider disability insurance. As a professional who sees people daily, it must be easy for you to understand that people can get hurt or become ill at any time. See more >

The self-employed community works too hard for what they have to have it taken away from them and their families because of an unexpected event. If you are self-employed and have not yet thought about term life insurance, you should seriously consider what this kind of policy can do for you. See more >

Life insurance is a great thing to have. A policy will ensure that your family is not stuck with extra afterlife costs. You can even purchase a large policy to keep your family comfortable for a while after you are gone. See more >

Most self-employed workers do not consider disability insurance. People who work for major corporations often take this benefit for granted. If you go out on your own, it's important to remember that anything can happen. See more >

As a working professional, a universal life insurance can give you and your family peace of mind. Universal life insurance is designed to provide you with flexibility and opportunity beyond a typical life insurance plan. See more >

Term life insurance is a favourite of many business owners because of the flexibility this type of policy allows. Out of the different types of life insurance, you can purchase a term policy can be tailored the best to fit your goals and needs. See more >

If you run a medical practice of any size and have not thought about getting disability insurance, you may want to consider the coverage. Disability insurance is not something that most professionals consider, but definitely should!  See more >

Did you know that your corporation can purchase a universal life insurance plan? Purchasing universal life insurance through your corporation can build the wealth of your corporation and help you to save on taxes. See more >

As a working dentist or doctor, you know that you have your family covered. Do you have enough coverage if you are no longer able to provide for them? See more >

You are self-employed and finally doing well. You want to know what you can do to protect the future you are successfully building. Things like life and disability insurance may have crossed your mind. See more >

Universal life insurance is excellent for physicians that want the added benefit of an investment savings plan along with flexible premiums on their life insurance. The term universal is meant to define the increased amount of possibilities that you can discover with your life insurance plan. See more >

There are many types of insurance that should be considered when you start a new business. Having disability insurance and life insurance are obvious choices. See more >

Life insurance is often the first thing that individuals think of when they start a business. To start a business a loan is often taken out, or a line of credit may be set up using the business owner’s home as collateral. See more >

One reason people often get scared of insurance is because they think it’s expensive. As a result, you may be missing out on valuable insurance for the wrong reasons. Insurance can help the people in your life that rely on you and let them know they will be taken care of if something happens See more >

There is nothing more exciting than being a business owner or starting your professional practice. But with that responsibility comes a variety of concerns. What will you do if you fall prey to an unexpected illness or accident that leaves you unable to work for months or even long? See more >

Term Life Insurance is a type of insurance that does not have any cash value and the coverage will stay in force to age 80 or 85 with most companies.  But the premiums will increase at the end of term you choose.  If you choose Term 10, the premiums will increase every 10 years.   See more >

Disability insurance is important. It provides and income to protect you and your family in times of unexpected illness or accidents that leave you unable to work. It aids you in times like these where no income can be made. .  See more >

The right life insurance plan can help secure your babies’ future. Your child will begin to grow up and a universal life insurance policy can help accumulate cash that can be a big help later on. See more >

Having a baby can be an exciting time for new parents and their families. You will no doubt begin planning for the future and that will mean looking at affordable life insurance plans. Life insurance does provide your family with choices when it comes to financial stability later should one of the parents pass away. See more >

Purchasing life insurance is important if you’re a parent, but it’s essential if you’re the only parent. If you’re the only financial resource for your children, it’s time to consider a family life insurance plan. Here’s what you need to know about the different types of coverage that are available. See more >

For many Canadians, disability insurance isn’t something that is seriously considered until the unexpected happens. Here are four reasons to purchase disability insurance sooner rather than later. See more >

The terms whole life insurance and universal life insurance are often used interchangeably, but there are several important distinctions between these two types of permanent life insurance. Here are four reasons to consider a universal life policy instead of a whole life policy. See more >

Purchasing a term life insurance policy is a smart choice at any age, but there are several key advantages to obtaining coverage sooner than later. Here are 4 of them. See more >

Many people assume that the life insurance plan provided through their employer is enough to protect their family’s finances should they pass away unexpectedly, but employer-supplied coverage is usually insufficient to meet the average household’s needs. See more >

For professionals, contract workers and business owners, purchasing a disability insurance policy is a smart way to protect your income in the case that an unexpected accident or illness has left you unable to work. See more >

Many people assume that permanent life insurance is better than term life insurance, but a term life policy can be an incredibly useful tool in financial and estate planning. See more >

Long-term care insurance is one of the most seldom purchased types of insurance in Canada. In fact, it is estimated that fewer than 25 percent of all Canadian advisors have ever sold a living benefits policy. See more >

Does everyone need life insurance? The short answer is, "no".  See more >

Critical insurance plans play an important role in protecting your assets and financial well-being in the event that you are diagnosed with a serious illness. See more >

How much do you know about long-term care insurance? Do you know if you are eligible? Here are some helpful tips to get you started.  See more >

Is universal life insurance a part of your estate planning? Should it be? Here are some pointers to help you understand universal life insurance.  See more >

Buying life insurance is a great investment, but when should you buy term life insurance? Here is a helpful guide to get you started. See more >

Are you a single parent? Do you have life insurance? Here's what you need to know about getting life insurance as a single parent. See more >

Do you know about the different types of family life inurance plans that are available for your growing family? We can help!  See more >

Disability insurance covers a range of disabilities, but are you covered? Do you know what is covered with disability insurance?  See more >

Critical illness insurance is likely not a first thought for many people. But when is the right time to be thinking about it?  See more >

Getting affordable life insurance does not have to be difficult. Follow these simple steps to ensure you get the best option for the best price. See more >

How much do you know about term life insurance? For instance, what happens when the term is over? Find out what the next steps are. See more >

Critical illness insurance is an important investment that many people think that they don't need. Here are a few important myths to help you decide. See more >

Life insurance can be an integral part of your financial obligations. But how do you know which plan to choose? Here are some helpful tips to get you started. See more >

Are you a busy professional? Don't think you need disability insurance? Don't let an ailment change your standard of living. Here's why you need insurance. See more >

Do you have a growing family? Are you covered? Here are a few tips on how to figure out how much coverage you actually need for your family. See more >

Do you have a life insurance plan? Now might be the right time for you to start looking at our universal life insurance policies! See more >

Are you looking to invest in some life insurance? Not sure what is right for you? Find out if term insurance is right for you, and what length is best. See more >

Supplementing your disability insurance and long-term car insurance with critical illness insurance is a great way to provide extra coverage. See more >

It's time to start thinking about life insurance and your family's needs. Find out what affordable life insurance options are available to you. See more >

Not many people think about the potential costs associated with a sudden disability. But incidents can happen instantly and disability insurance can protect you. See more >