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Posted: 1 Apr '21
It is common for medical professionals to think about life insurance, but not as common for them to consider disability insurance. As a
professional who sees people daily, it must be easy for you to understand that people can get hurt or become ill at any time. Unfortunately,
this includes you. A disability policy can help you plan for the unexpected in the future. Contact us to learn more.
As a doctor or a dentist, you probably make a good living, and people rely on you for your income. A disability insurance plan will make sure that there are no payment gaps or suffering due to a loss of income if you should become temporarily incapacitated. A disability policy will:
Your private disability plan will depend on your current working situation. If you work under an employer, you probably have some disability insurance already. If this is the case, you will want to add a private insurance plan to be sure that you are receiving 65% of your income after taxes.
If you run your own practice, you will need to seek out insurance for the whole 65%. Something to consider if you do run a practice is that once you get back to work, you may need time to acquire new clients before you are back to the income level you were at when you became injured. Here are some things to think about in regard to your disability policy.
Vistaplan Financial can help you to understand the differences between different disability insurance policies. Give Vistaplan Financial a call today. We look forward to speaking with you!REQUEST YOUR INSURANCE QUOTE
David is a well-respected insurance advisor with over 30 years of experience helping healthcare professionals, business owners, and their families secure their financial futures. He takes the time to make certain his clients understand the life, disability, and health insurance products they are purchasing, so they can make the right choices for their budgets, plans, and futures. CONNECT WITH ME ON LINKEDIN