VISTAPLAN BLOG

Explore essential life insurance riders and how they protect your future. Expert guidance from Vistaplan Financial in Edmonton. See more >

Divorce can affect your life insurance coverage and beneficiaries. Learn how to protect your financial future with guidance from a Vistaplan advisor. See more >

Mental health has become a pivotal focus in today's workplace environment. With increasing awareness about the importance of mental wellbeing, many Canadian companies are recognizing the need to incorporate comprehensive mental health support into their group health insurance benefits. See more >

Discover how a disability insurance broker helps self-employed professionals secure tailored income protection to safeguard their financial future. See more >

Explore life insurance policies for parents of special needs children, with guidance to protect your child's future financial and care needs. See more >

Learn how small businesses can navigate group health insurance benefits in Alberta. Balance coverage and cost with expert guidance from Vistaplan. See more >

Navigating the complex world of disability claims can be overwhelming, especially when you're already dealing with health challenges. This is where a disability insurance broker becomes your greatest ally. See more >

Many people assume that life insurance policies are primarily designed for those with spouses and children. While this is certainly one important function of life insurance, the truth is that single individuals can benefit significantly from it as well. See more >

For businesses looking to provide comprehensive employee benefits, group health insurance is an investment in both employee well-being and business success. See more >

Life is full of significant milestones—marriage, having children, career changes—each bringing new responsibilities and financial implications. These can also have profound effects on your disability insurance coverage. See more >

Explore some of the best options available for those seeking an affordable life insurance policy in Edmonton, and how to navigate the landscape to find the best deals. See more >

Understanding the different types of benefits available, how they work, and selecting the best plan can be overwhelming. Demystify group health insurance benefits and help you make informed decisions to best serve your employees and your organization. See more >

When seeking disability insurance, partnering with a broker in Edmonton ensures you get the tailored protection that best suits your needs. Disability insurance is a vital safety net for income replacement if illness or injury leaves you unable to work, but how do brokers personalize this coverage to fit your situation? See more >

Life insurance is a crucial component of financial planning, providing a safety net for your loved ones in the event of your passing. However, securing a life insurance policy is just the first step. To ensure that your coverage remains adequate as your life changes, it's essential to review and update your policy regularly. See more >

When it comes to ensuring the well-being of your team, there's hardly anything more reassuring than offering comprehensive group health insurance benefits. If you're running a business in Alberta, tailoring these plans to fit the unique needs of your organization can be a game-changer. See more >

When it comes to protecting your family's financial well-being, one crucial aspect often overlooked is disability insurance. The truth is, unexpected events can derail your financial stability, leaving you and your loved ones in a precarious situation. See more >

In an era where millennials are redefining priorities, the concept of a life insurance policy might seem like a distant concern. However, the reality is quite the opposite. Getting a life insurance policy sooner rather than later can be a smart move for a myriad of reasons. See more >

As an Alberta employer, one of the most effective ways to show you care about your employees is offering group health insurance benefits. This article will guide you through the basics of setting up these benefits, understanding their pricing, See more >

Let's dive into why disability insurance is a must-have for professionals and the self-employed, and how a disability insurance broker can be your ally in this essential protection. See more >

Navigating the world of life insurance policies can feel like trying to solve a complex puzzle. Among the myriad of options, term and whole life insurance stand out as two primary choices. But how do you decide which one fits your needs? See more >

In the competitive landscape of Canadian small businesses, offering group health insurance benefits is not just a perk; it's a strategic necessity. Here's a deeper dive into how group health insurance benefits can serve as a cornerstone for small business success. See more >

When it comes to protecting your financial future, disability insurance plays a crucial role. It provides you with financial protection in case an unexpected disability prevents you from working and earning an income. See more >

As a parent, you juggle countless responsibilities every day – from ensuring your child's well-being to planning for their future. In the midst of these daily challenges, it's easy to overlook an essential aspect of responsible parenting: securing a life insurance policy. See more >

Navigating the complexities of group health insurance benefits can often feel like a journey through a maze of uncertainties, especially in Canada where the landscape of employee health benefits is as diverse as its population. See more >

Being an entrepreneur is an exciting journey filled with opportunities and challenges. As you navigate the path of building and growing your small business, it's important to consider aspects that ensure both your personal well-being and the success of your journey. See more >

When it comes to planning for your future and ensuring the financial security of your loved ones, a life insurance policy can be an essential tool. However, navigating the world See more >

A group health insurance policy is a type of insurance that provides coverage to a group of individuals rather than just one person. The group size can range from two individuals to hundreds and even thousands of people. Eligibility for group health insurance benefits is determined by various factors such as employee status, health status, coverage duration, and more. See more >

When you think about disability insurance, you may have a few questions in mind. Is it worth it? How much coverage do I need? What happens if I'm out of work for an extended period? These are all fair questions. See more >

As a parent, buying a life insurance policy for your kids is one of the most important financial decisions you'll ever make. You probably know how important it is to protect your children, and you want them to be safe and have everything they need to lead happy lives. See more >

As a small business owner, you know how important it is to have access to the right insurance coverage for your employees. You want to ensure that your people are healthy and motivated to perform their duties at the highest level possible. See more >

We have discussed all there's to know about disability insurance policies and why you should speak with a disability insurance broker before making up your mind. See more >

Buying a life insurance policy for the first time can be daunting. We will highlight the different types of life insurance policies, factors to consider when buying a policy, benefits, and more. See more >

Now more than ever, small businesses are finding ways to win over their people and show that they care to keep them for the long haul. One of the best ways to attain this is by providing group health insurance benefits coverage. See more >

If your job or business is all you depend on for your financial needs, then having protection for that income source is critical. Protect yourself by purchasing disability insurance to ensure you are meeting your financial obligations despite not working due to a disability. See more >

The question remains, when is the right time to buy life insurance? The correct answer is now or as soon as possible. See more >

We've highlighted everything you need to know about group health insurance benefits, from how it works and its benefits to factors you should consider when choosing an insurance plan. See more >

If sudden illness or injury will prevent you from working and negatively impact your income, a disability insurance plan is a worthwhile policy you should prioritize. See more >

In the sections below, we have discussed all you need to know about getting a life insurance policy for people with a pre-existing health condition. See more >

Typically, there are many types of term life insurance policies to suit the unique needs of every policyholder. Each of these policies has its unique pros and cons, and it’s up to you to keenly analyze what each policy means to your monthly contributions and the value you get in the long run. See more >

Many people have been misled about life insurance. They hold on to false beliefs and myths about life insurance policies and what they are not.  That said, here are the six misconceptions to be aware of. See more >

The life insurance industry in Canada was started in 1849.  This is one of the oldest industries in Canada and yet there is yet so much confusion about the industry and its products. See more >

If you are considering purchasing disability insurance, you are about to make the right decision. But first, you should understand the various options available so you can choose one that will work best for you and your loved ones.

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If you are new to estate planning or wondering whether a life insurance policy is worth it, we have got you covered. See more >

Disability insurance is not for a broken leg, and you certainly will not get a pay out from a disability contract if you lose your business or just quit work. To have all of your disability insurance questions answered, speak to a Vistaplan insurance broker today! See more >

Accidents and illnesses can strike at any time and affect your work life. What happens if you’re hospitalized or recovering for months or years? Disability insurance is a safety net for your income when a disability strikes.  See more >

If you have a family, you may often ask yourself, “How can I support them long after I’m gone?” Term life insurance is a safety net for people with dependents who want to provide funds for tuition, mortgages, and other expenses. See more >

Deciding to have health insurance for your small business is a significant decision and one best approached with the full benefits of health coverage for employees in mind.  See more >

Can your family and dependents cope after a life-changing accident or illness? Disability insurance is a critical safety net in these situations.  See more >

A universal life insurance policy is long-lasting, affordable, and excellent if you're looking for an insurance plan that expands your estate planning. However, before you sign up for a life insurance policy, know all the facts. See more >

Life insurance plans are important for both spouses. One common question we get is, “can my stay-at-home spouse have life insurance?” Yes, your non-income earning spouse can qualify for life insurance. See more >

Having a safety net is crucial to protect you and your business when disaster strikes. A disability insurance policy offers a reliable safety net against life-changing illnesses and injuries. See more >

Understandably, thinking about life insurance seems like preparing your estate for your death. However, there are benefits to getting term life insurance as a young professional. Let’s explore why young professionals should consider term life insurance. See more >

How do insurance providers know how to rate you?  They use a simple rating system to quantify risk levels and then offer a life insurance policy. If you are in a high-risk category, you get a rated life insurance policy.  See more >

If you own a business, you're probably the primary employee in the business. As such, you need to take all measures to protect yourself in case of an accident. Disability is rarely the first thought in your mind, but should you become a person with a disability, your business will suffer. Protect yourself, your employees, and your business as whole by getting disability insurance.  See more >

Life insurance is an excellent investment to protect your loved ones when you pass. When you finally decide to get life insurance, it may surprise you to know that there are several policies for you to chose from, including universal life insurance. See more >

Life insurance is essential for growing families because it provides financial protection for beneficiaries when the insured party passes. With a sound term life insurance policy, you can cover costs such as lost income, college tuition, and burial costs after you're gone. See more >

It is common for medical professionals to think about life insurance, but not as common for them to consider disability insurance. As a professional who sees people daily, it must be easy for you to understand that people can get hurt or become ill at any time. See more >

The self-employed community works too hard for what they have to have it taken away from them and their families because of an unexpected event. If you are self-employed and have not yet thought about term life insurance, you should seriously consider what this kind of policy can do for you. See more >

Life insurance is a great thing to have. A policy will ensure that your family is not stuck with extra afterlife costs. You can even purchase a large policy to keep your family comfortable for a while after you are gone. See more >

Most self-employed workers do not consider disability insurance. People who work for major corporations often take this benefit for granted. If you go out on your own, it's important to remember that anything can happen. See more >

As a working professional, a universal life insurance can give you and your family peace of mind. Universal life insurance is designed to provide you with flexibility and opportunity beyond a typical life insurance plan. See more >

Term life insurance is a favourite of many business owners because of the flexibility this type of policy allows. Out of the different types of life insurance, you can purchase a term policy can be tailored the best to fit your goals and needs. See more >

If you run a medical practice of any size and have not thought about getting disability insurance, you may want to consider the coverage. Disability insurance is not something that most professionals consider, but definitely should!  See more >

Did you know that your corporation can purchase a universal life insurance plan? Purchasing universal life insurance through your corporation can build the wealth of your corporation and help you to save on taxes. See more >

As a working dentist or doctor, you know that you have your family covered. Do you have enough coverage if you are no longer able to provide for them? See more >

You are self-employed and finally doing well. You want to know what you can do to protect the future you are successfully building. Things like life and disability insurance may have crossed your mind. See more >

Universal life insurance is excellent for physicians that want the added benefit of an investment savings plan along with flexible premiums on their life insurance. The term universal is meant to define the increased amount of possibilities that you can discover with your life insurance plan. See more >

There are many types of insurance that should be considered when you start a new business. Having disability insurance and life insurance are obvious choices. See more >

Life insurance is often the first thing that individuals think of when they start a business. To start a business a loan is often taken out, or a line of credit may be set up using the business owner’s home as collateral. See more >

One reason people often get scared of insurance is because they think it’s expensive. As a result, you may be missing out on valuable insurance for the wrong reasons. Insurance can help the people in your life that rely on you and let them know they will be taken care of if something happens See more >

There is nothing more exciting than being a business owner or starting your professional practice. But with that responsibility comes a variety of concerns. What will you do if you fall prey to an unexpected illness or accident that leaves you unable to work for months or even long? See more >

Term Life Insurance is a type of insurance that does not have any cash value and the coverage will stay in force to age 80 or 85 with most companies.  But the premiums will increase at the end of term you choose.  If you choose Term 10, the premiums will increase every 10 years.   See more >

Disability insurance is important. It provides and income to protect you and your family in times of unexpected illness or accidents that leave you unable to work. It aids you in times like these where no income can be made. .  See more >

The right life insurance plan can help secure your babies’ future. Your child will begin to grow up and a universal life insurance policy can help accumulate cash that can be a big help later on. See more >

Having a baby can be an exciting time for new parents and their families. You will no doubt begin planning for the future and that will mean looking at affordable life insurance plans. Life insurance does provide your family with choices when it comes to financial stability later should one of the parents pass away. See more >

Purchasing life insurance is important if you’re a parent, but it’s essential if you’re the only parent. If you’re the only financial resource for your children, it’s time to consider a family life insurance plan. Here’s what you need to know about the different types of coverage that are available. See more >

For many Canadians, disability insurance isn’t something that is seriously considered until the unexpected happens. Here are four reasons to purchase disability insurance sooner rather than later. See more >

The terms whole life insurance and universal life insurance are often used interchangeably, but there are several important distinctions between these two types of permanent life insurance. Here are four reasons to consider a universal life policy instead of a whole life policy. See more >

Purchasing a term life insurance policy is a smart choice at any age, but there are several key advantages to obtaining coverage sooner than later. Here are 4 of them. See more >

Many people assume that the life insurance plan provided through their employer is enough to protect their family’s finances should they pass away unexpectedly, but employer-supplied coverage is usually insufficient to meet the average household’s needs. See more >