VISTAPLAN BLOG

If your job or business is all you depend on for your financial needs, then having protection for that income source is critical. Protect yourself by purchasing disability insurance to ensure you are meeting your financial obligations despite not working due to a disability. See more >

The question remains, when is the right time to buy life insurance? The correct answer is now or as soon as possible. See more >

We've highlighted everything you need to know about group health insurance benefits, from how it works and its benefits to factors you should consider when choosing an insurance plan. See more >

If sudden illness or injury will prevent you from working and negatively impact your income, a disability insurance plan is a worthwhile policy you should prioritize. See more >

In the sections below, we have discussed all you need to know about getting a life insurance policy for people with a pre-existing health condition. See more >

Typically, there are many types of term life insurance policies to suit the unique needs of every policyholder. Each of these policies has its unique pros and cons, and it’s up to you to keenly analyze what each policy means to your monthly contributions and the value you get in the long run. See more >

Many people have been misled about life insurance. They hold on to false beliefs and myths about life insurance policies and what they are not.  That said, here are the six misconceptions to be aware of. See more >

The life insurance industry in Canada was started in 1849.  This is one of the oldest industries in Canada and yet there is yet so much confusion about the industry and its products. See more >

If you are considering purchasing disability insurance, you are about to make the right decision. But first, you should understand the various options available so you can choose one that will work best for you and your loved ones.

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If you are new to estate planning or wondering whether a life insurance policy is worth it, we have got you covered. See more >

Disability insurance is not for a broken leg, and you certainly will not get a pay out from a disability contract if you lose your business or just quit work. To have all of your disability insurance questions answered, speak to a Vistaplan insurance broker today! See more >

Accidents and illnesses can strike at any time and affect your work life. What happens if you’re hospitalized or recovering for months or years? Disability insurance is a safety net for your income when a disability strikes.  See more >

If you have a family, you may often ask yourself, “How can I support them long after I’m gone?” Term life insurance is a safety net for people with dependents who want to provide funds for tuition, mortgages, and other expenses. See more >

Deciding to have health insurance for your small business is a significant decision and one best approached with the full benefits of health coverage for employees in mind.  See more >

Can your family and dependents cope after a life-changing accident or illness? Disability insurance is a critical safety net in these situations.  See more >

A universal life insurance policy is long-lasting, affordable, and excellent if you're looking for an insurance plan that expands your estate planning. However, before you sign up for a life insurance policy, know all the facts. See more >

Life insurance plans are important for both spouses. One common question we get is, “can my stay-at-home spouse have life insurance?” Yes, your non-income earning spouse can qualify for life insurance. See more >

Having a safety net is crucial to protect you and your business when disaster strikes. A disability insurance policy offers a reliable safety net against life-changing illnesses and injuries. See more >

Understandably, thinking about life insurance seems like preparing your estate for your death. However, there are benefits to getting term life insurance as a young professional. Let’s explore why young professionals should consider term life insurance. See more >

How do insurance providers know how to rate you?  They use a simple rating system to quantify risk levels and then offer a life insurance policy. If you are in a high-risk category, you get a rated life insurance policy.  See more >