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Vistaplan Blog

Read the Vistaplan Financial Group blog: Universal Life Insurance, Term Insurance, Disability Insurance, Critical Illness Insurance, Super Visa Insurance.

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Affordable Life Insurance: Know What Your Family Needs

David Motkoski - Tuesday, May 15, 2018


Finding affordable life insurance for your family's needs is easy when you know what you're looking for. If you don't understand how much coverage your family requires, however, you could end up overpaying for your life insurance policy. So, how do you decide how much is too much to pay? Here are a few tips for securing affordable life insurance while ensuring you and your loved ones are adequately protected.  See more >


Despite the clear benefits of disability insurance, many Canadians aren't financially prepared for a sudden loss of working income due to a long-term illness or injury. Here are the top 3 reasons people put off purchasing disability coverage.  See more >

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Why Choose Term Life Insurance Over Permanent Life Insurance?

David Motkoski - Sunday, April 15, 2018

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5 Things Professionals Need to Know About Life Insurance

David Motkoski - Sunday, April 01, 2018

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How to Get the Most Affordable Life Insurance Policy

David Motkoski - Thursday, March 01, 2018

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3 Things to Look for When Choosing a Universal Life Insurance Policy

David Motkoski - Thursday, February 01, 2018


Universal life insurance is a good option for people who want flexibility and the ability to adjust the size and timing of premium payments, decrease the death benefit amount, or increase the policy's cash value. But with so many options available, how do you choose the right plan for you and your family? Below are three things to look for in a good universal life insurance policy.  See more >

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Understanding the Process of Getting a Life Insurance Quote

David Motkoski - Monday, January 01, 2018


Buying life insurance isn't complicated, but it does require an assessment of your needs and long-term goals. Follow the steps below to get the best possible life insurance quote.  See more >

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Is a Term Life Insurance Policy Right For Me?

David Motkoski - Friday, December 01, 2017

Term Life Insurance Policy Edmonton

When shopping around for life insurance, the first thing you'll need to consider is whether you want permanent or term life insurance. A permanent life insurance policy covers you for your entire lifetime. A term life insurance policy covers you for a predetermined number of years although the premiums increase after each term. For example, in a term 10 policy the premium increases every 10 years.   See more >

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3 Myths About Life Insurance

David Motkoski - Thursday, November 09, 2017



Life insurance is a financial tool that is used to cover liabilities in the event of the policy-holder’s death. Here are a few common misconceptions that prevent people from considering life insurance as part of their financial plan.  See more >

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Four Types of Life Insurance Every Edmontonian Should Know About

David Motkoski - Wednesday, November 01, 2017

Life Insurance Edmonton

Life insurance policies fall into two basic categories: term life insurance and permanent life insurance. Term life insurance is the most basic form of life insurance; it only pays a death benefit if death occurs during the term of the policy. Permanent insurance pays a death benefit whenever death occurs — even if the policy holder lives to 100 years of age. Below, we'll take a brief look at term insurance as well as the three different types of permanent insurance policies.  See more >


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